That this House recognises that Britain is suffering the effects of a housing affordability crisis; highlights new research by Shelter showing that two million households are being pushed to breaking point by unmanageable housing costs; notes that thousands of households are homeless or trapped in damp, dilapidated or overcrowded housing, because they are unable to afford to rent or buy a decent home; welcomes the launch of Shelter's Now is the Time campaign to make sure everyone has an affordable, decent place to call home; and calls on the Government to meet its commitment on building homes by 2020, ensure that enough social rented homes are built for those who need them most, protect people facing eviction and repossession or living in bad housing, and end the housing divide by making the housing system fairer for everyone.